The Blue Cash for Business Credit Card from American Express is designed to assist small business owners that are interested in earning cash back rewards every time they use their credit card. This card is not quite as stringent as some other business credit cards in its requirements for applicants to have a strong credit history, but the stronger your credit history is, the better the interest rates you will receive. Card holders are automatically enrolled in the OPEN savings program offered through American Express.
The OPEN program for this particular card means cash rebates of up to 5% on purchases of goods and services made at select retailers. Card holders can also receive substantial discounts on their everyday purchases made at companies that include Federal Express (FedEx), Delta Airlines, AT&T and Hertz rental cars. There is no limit to the amount of cash back rebates that can be earned and the card has no annual fee.
Additional Blue Cash Business Credit Cards are available for employees and all charges made on those will also add to the amount of cash rebates paid out to the primary account holder. The prevailing interest rate is based on how strong your credit rating is. Please carefully read the application in its entirety so you will be familiar with all the terms that are associated with this card. There is also a 0% APR on new purchases and a balance transfer option.
Unlike some other American Express business credit cards this card gives you the flexibility to pay in full at the conclusion of each billing cycle or to carry a balance. And, as with all American Express cards, you enjoy special perks and benefits that include purchase protection, extended warranties on purchases made using the card, travel insurance, insurance on car rentals, emergency card replacement, travel accident insurance, discounts on products and services at select retailers and full fraud protection. |